Privacy Policy

1. Introduction

Welcome to IKODIO ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered stock prediction platform.

By using IKODIO, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

• Name and contact information (email address, phone number)
• Account credentials (username, password)
• KYC (Know Your Customer) information as required by Indonesian regulations
• Payment and billing information
• Profile information and preferences

2.2 Trading and Investment Information

• Stock watchlists and portfolios
• Trading preferences and strategies
• Transaction history and order data
• Risk tolerance and investment goals

2.3 Usage and Technical Data

• Device information (IP address, browser type, operating system)
• Usage patterns and interactions with our platform
• Cookies and similar tracking technologies
• Log data and analytics information
• API requests and system performance metrics

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our stock prediction services
• To personalize your experience and provide customized recommendations
• To process transactions and manage your account
• To send you notifications, updates, and marketing communications
• To improve our AI algorithms and prediction accuracy
• To detect, prevent, and address technical issues and security threats
• To comply with legal obligations and regulatory requirements
• To analyze usage patterns and conduct research and development

4. Data Sharing and Disclosure

4.1 Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in operating our platform, including:

• Cloud hosting and infrastructure providers (Vercel, AWS)
• Payment processors and financial service providers
• AI and machine learning service providers (Google Gemini AI)
• Analytics and monitoring services
• Email and communication service providers

4.2 Legal Requirements

We may disclose your information if required by law, regulation, or legal process, or to protect the rights, property, or safety of IKODIO, our users, or others.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Data Security

We implement industry-standard security measures to protect your information, including:

• Encryption of data in transit and at rest (TLS/SSL)
• Secure authentication and access controls
• Regular security audits and vulnerability assessments
• Employee training on data protection and security best practices
• Monitoring and logging of system access

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your data in a structured format
• Objection: Object to the processing of your information
• Withdraw Consent: Withdraw consent for processing where applicable
• Opt-Out: Unsubscribe from marketing communications

To exercise these rights, please contact us at [email protected].

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookie settings through your browser preferences.

Types of cookies we use:

• Essential Cookies: Required for platform functionality
• Analytics Cookies: Help us understand how users interact with our platform
• Preference Cookies: Remember your settings and preferences
• Marketing Cookies: Deliver relevant advertisements and promotions

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. When information is no longer needed, we will securely delete or anonymize it.

9. International Data Transfers

Your information may be transferred to and processed in countries other than Indonesia. We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

13. Compliance with Indonesian Regulations

IKODIO complies with Indonesian data protection laws and regulations, including but not limited to:

• Law No. 27 of 2022 on Personal Data Protection (UU PDP)
• Financial Services Authority (OJK) regulations
• Bank Indonesia regulations on electronic systems

We are committed to maintaining the highest standards of data protection and privacy for our Indonesian users.